💼 Affordability Review Learnership – Bayport Financial Services
📍 Location: Johannesburg, Gauteng
💰 Stipend: R5 600 per month
📅 Closing Date: Not specified
🌟 About the Opportunity
Bayport Financial Services, a leading provider of personal loans and financial solutions in South Africa, is inviting young, motivated individuals to apply for the Affordability Review Learnership Programme.
This learnership is an excellent opportunity for unemployed youth who want to start their career journey in the financial services and credit industry. Successful learners will gain practical experience and training in reviewing and assessing loan applications, understanding affordability criteria, and supporting responsible lending practices.
If you are passionate about finance, detail-oriented, and eager to learn how credit assessments work, this programme is your gateway to a rewarding career in the financial sector.
🧾 Key Responsibilities
As an Affordability Review Learner, your role will include:
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Reviewing loan applications to ensure they are complete and accurate.
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Checking compliance with affordability and lending policies.
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Identifying and correcting missing or incorrect documentation.
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Evaluating customer eligibility according to company standards.
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Escalating complex or unclear cases to the senior credit team for review.
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Maintaining accurate and up-to-date records of all assessments.
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Collaborating closely with the credit and operations teams to ensure efficient processing of applications.
Through this hands-on learning experience, you’ll gain valuable exposure to how financial decisions are made and how responsible lending protects both customers and the company.
🧠 Minimum Requirements
To be considered for this opportunity, applicants must meet the following criteria:
✅ Matric / Grade 12 or NQF Level 4 qualification
✅ Be a South African citizen
✅ Aged between 18 and 35 years
✅ Currently unemployed and not enrolled in any studies
✅ No prior work experience is required
✅ Strong attention to detail and analytical thinking skills
✅ Good written and verbal communication skills
✅ A keen interest in financial services, credit, or lending
🌱 What You’ll Gain
This learnership offers a stepping stone into the financial industry. Learners will receive:
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A monthly stipend of R5 600 to support them during the programme
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Practical experience in assessing credit and loan applications
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Professional development in a well-structured and supportive environment
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The opportunity to build a career path within Bayport or the broader financial services sector
By the end of the learnership, participants will have gained a deeper understanding of how financial institutions ensure affordability and maintain responsible lending standards — a skillset that’s in high demand in the banking and credit industries.
📨 How to Apply
Interested candidates should visit the Bayport Financial Services careers page or check Bayport’s official social media platforms (LinkedIn, Facebook, or website) for the application link.
Since the closing date has not been specified, applicants are encouraged to apply as soon as possible to avoid missing this opportunity.
💡 Tip for Applicants
When applying, make sure to:
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Attach an updated CV with your latest contact information.
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Include a short motivation explaining why you want to pursue a career in the financial industry.
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Prepare to demonstrate your attention to detail and understanding of responsible lending during the selection process.
This learnership is a great chance to start your career in finance, learn how to help customers borrow responsibly, and gain meaningful experience with one of South Africa’s most trusted financial service providers.
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